Texas Homeowners Insurance Rates- How Does Texas Stack Up in 2015?

For many years Texas has had the highest homeowners insurance rates in the nation.

This was due to the number of wind and hail storms that cause property damage and the population density throughout TX.

According To the Dallas Morning News “Florida and Louisiana now rank first and second in premiums paid by homeowners. Those states were just below Texas a year ago, but both saw larger annual rate increases than Texas in recent years

The average annual cost of the most commonly sold policy in Texas was listed at $1,1713, well above the national average of $978. That figure represented an increase of about 1 percent from last year.

The average may be $1,713 , but there are still rates out there under 1,000 a year, depending on your individual circumstances.  Here are some factors that can affect your rates.

Source: https://www.dallasnews.com/news/local-news/20131216-texas-home-insurance-rates-are-no-longer-no.-1.ece