We always want you paying the least and getting the most for your insurance. To help, there a few specific home & auto insurance tips that can help you reduce the chances of having to file expensive (and often avoidable) insurance claims. Not filing avoidable claims help keep your costs low and coverage high.

A good starting point is always with understanding where the most likely suspects for major losses are and then how to handle them before and after they happen.

Some of these are obvious but serve as good reminders while others may not be so obvious.  All of these cause claims that are often time very large (and avoidable in most cases), and sometimes those claims are excluded.  We don’t want that for you or anyone.  So, let’s take a quick look at a few things you should be aware of (and can do something about), to keep you from having to file unnecessary (and costly) claims.