Texas Home Insurance | Not All Are Created Equal (Really)
As you can see, Texas home insurance policies are not all the same.
There a several very important coverage options available in Texas home policies that are not available in the rest of the country.
Understanding these differences is not near a difficult as you might think. In 5-10 minutes you can be much more informed about these crucial differences.
For example, Texas policies can offer two types different of water damage coverage(most States do not)….
There are plenty of policies available that offer coverage for both types of water damage including slow leaking pipes that you don’t find right away.
BUT… Here is the real surprise….the policies that offer better coverage are many times less expensive. Yes, that’s right, a better policy for less.
How is that possible though?
Pricing in today’s market is based on A LOT of factors.
For example, your rates are determined in part by:
Your insurance score (tied to your credit score), the location of the property, age, size, construction type, build out of property, and claims history of the property and/or owner.
There are many times that an insurance company with a far inferior policy is actually more expensive because the combination of these factors does not match their target market.
If you have never heard that, you aren’t alone. Your understanding of this though, is your key to making better decisions on your home & auto insurance.
Let our team of experts help you weed through the maze of options. Get started BELOW!