homeowners insurance Archives

Inspire reader to learn more about their Texas home Insurance

The Top 2 Texas Homeowners Insurance Policy’s You Can Buy Today (Updated for 2020)

The Top 2 Texas Homeowners Insurance Policy’s (From Raw Sewage, Slow Leaking Pipes, Pipes Bursting- What CAN be covered?  )     Ever wonder what’s REALLY in your home insurance policy here in Texas? Well, it’s time you found out. And you don’t have to spend days reading your policy. Just a few minutes and

Texas Homeowners Insurance Surprises

3 Nasty Surprises Lurking In Texas Homeowners Insurance Policies

This Is The Stuff You’ve Always Wanted To Know (Free Download Below) Free Download | No Email Required        Make no mistake, Texas homeowners policies are not all the same. In fact, there are significant differences that can come as quite a shock if you ever have the need to make a claim.

Texas Homeowners Insurance Comparison Chart

Texas’ Top 5 Policy’s Homeowners Insurance | Comparison Chart (Updated for 2020)

Texas Top 5 Most Common Homeowners Insurance Policies | Comparison Chart   Doc Key | How To Read the Doc (The more green dots you have on your policy, the better chance you have for coverage) The Texas homeowners insurance policy comparison chart is broken down into three major sections. The types of policies are

Swimming pool back yard

Are Pools Covered Under Homeowners Insurance?

  ARE POOLS COVERED? There definitely can be coverage for your swimming pool in your homeowners insurance policy.   With just a little prep work and a discussion or two with your Agent, you can be clear about what it available for you.   Where You Should Start   You should start with an understanding

Home Tornado Damage

Replacement Cost – What Does it Mean? (& Why YOU Should Care)

Why You Should Know If You Have Replacement Cost You should know if you have replacement cost coverage, because not knowing could easily mean the difference in thousands, tens of thousands, or even hundreds of thousands of dollars in payout to you at claims time. The term gets used a lot (both in and outside

Saving money on insurance

A Few Small Tweaks Can Change Your Insurance For the Better (Forever)

  3 Ways To Pay Less & Get More Out Of Your Insurance There are 3 simple  ways to pay less and get more for your insurance. But before you proceed you should keep this one principle in mind. This is a fundamental principle that we should all be taught in school (but most aren’t).

water damage leaking pipes insurance

Are All Texas Homeowner’s Insurance Policies The Same?

Are All Texas Homeowner’s Insurance Policies The Same?   Short answer is,  NO (not by a long shot) Texas homeowners insurance policies are NOT the same.  There are significant differences, that are expensive if you get it wrong (but getting it right is easier than you think). Let’s take a few quick (easy) minutes to

Texas Home Insurance

Texas Homeowners Insurance Rates | Why So Expensive?

Texas Homeowners Insurance Rates- How Does Texas Stack Up in 2015?   For many years Texas has had the highest homeowners insurance rates in the nation. This was due to the number of wind and hail storms that cause property damage and the population density throughout TX. According To the Dallas Morning News “Florida and Louisiana

Sample Homeowners Insurance Declarations Pages

The First Number On Your Home Policy (It’s first for a reason) | Dwelling Coverage

    These are sample Declarations Pages, when you look at yours, pay close attention the first number.  Here’s Why:   The number you don’t want to overlook or underestimate. 5 Things You Need To Know About Dwelling Coverage: This is the number that your house insured for. (This is what you will have to