home insurance Archives

Swimming pool back yard

Are Pools Covered Under Homeowners Insurance?

  ARE POOLS COVERED? There definitely can be coverage for your swimming pool in your homeowners insurance policy.   With just a little prep work and a discussion or two with your Agent, you can be clear about what it available for you.   Where You Should Start   You should start with an understanding

Home Tornado Damage

Replacement Cost – What does it mean? (& why YOU should care)

Why You Should Know If You Have Replacement Cost You should know if you have replacement cost coverage, because not knowing could easily mean the difference in thousands, tens of thousands, or even hundreds of thousands of dollars in payout to you at claims time. The term gets used a lot (both in and outside

Home & Auto Insurance Tips for Highland Village, Flower Mound (& Surrounding) Residents

Home & Auto Insurance Tips for Highland Village, Flower Mound (& Surrounding) Residents

Image Credit: Stock photo ID:1178655329   Credit:Paulo Almeida HIGHLAND VILLAGE, FLOWER MOUND, ARGYLE, & SURROUNDING AREA RESIDENTS   We always want you paying the least and getting the most for your insurance. To help, there a few specific home & auto insurance tips that can help you reduce the chances of having to file expensive

Saving money on insurance

A Few Small Tweaks Can Change Your Insurance For the Better (Forever)

  3 Ways To Pay Less & Get More Out Of Your Insurance There are 3 simple  ways to pay less and get more for your insurance. But before you proceed you should keep this one principle in mind. This is a fundamental principle that we should all be taught in school (but most aren’t).

Why You Should Look For An Agent That Is A CIC (Certified Insurance Counselor)?

The National Alliance Congratulates Steve White

                            The National Alliance Congratulates Steve White, Certified Insurance Counselor (CIC) From the National Alliance (www.scic.com) The National Alliance congratulates Steve White for attaining the designation of CIC—Certified Insurance Counselor. By earning and maintaining the CIC designation, Steve has demonstrated professional competence

water damage leaking pipes insurance

Are All Texas Homeowner’s Insurance Policies The Same?

Are All Texas Homeowner’s Insurance Policies The Same?   Short answer is,  NO (not by a long shot) Texas homeowners insurance policies are NOT the same.  There are significant differences, that are expensive if you get it wrong (but getting it right is easier than you think). Let’s take a few quick (easy) minutes to

Texas Home and Auto Insurance Premiums

11 Factors That Affect Your Home & Auto Insurance Rates

11 Factors That Affect Your Home & Auto Insurance Rates There are many factors that affect your insurance rates (up&down) each year.  Most important for you, is to know which of those you can control so you can maximize your efforts to improve those. If you want to improve your short and medium term budgeting,

You Need To Be Able To Document Your Belongings After a Loss

You Need To Be Able To Document Your Belongings After a Loss

Document, take video, pictures, scan receipts…you’ll be glad you did. One of the biggest surprises people have after a loss in their home or business is having to provide a list of the items that were lost or damaged.  This goes for home or business owners. Most people couldn’t make a list of all those

Texas Home Insurance

Texas Homeowners Insurance Rates | No Longer #1 In The Nation

Texas Homeowners Insurance Rates- How Does Texas Stack Up in 2013?   For many years Texas had the highest homeowners insurance rates in the nation.  This was due to the number of wind and hail storms that cause property damage and the population density throughout TX. According To the Dallas Morning News “Florida and Louisiana now

Home insurance policy

DWELLING COVERAGE | The First Number On Your Home Policy (It’s first for a reason)

    Why You NEED to KNOW The First Number On Your Home Policy (It’s first for a reason) DWELLING COVERAGE   Here’s What You Need To Know: That number is called dwelling coverage.  This is the number that your house insured for. It’s not related to market or resale value of your home. It’s