business insurance Archives

Home Tornado Damage

Replacement Cost – What does it mean? (& why YOU should care)

Why You Should Know If You Have Replacement Cost You should know if you have replacement cost coverage, because not knowing could easily mean the difference in thousands, tens of thousands, or even hundreds of thousands of dollars in payout to you at claims time. The term gets used a lot (both in and outside

Saving money on insurance

A Few Small Tweaks Can Change Your Insurance For the Better (Forever)

  3 Ways To Pay Less & Get More Out Of Your Insurance There are 3 simple  ways to pay less and get more for your insurance. But before you proceed you should keep this one principle in mind. This is a fundamental principle that we should all be taught in school (but most aren’t).

Why You Should Look For An Agent That Is A CIC (Certified Insurance Counselor)?

The National Alliance Congratulates Steve White

                            The National Alliance Congratulates Steve White, Certified Insurance Counselor (CIC) From the National Alliance (www.scic.com) The National Alliance congratulates Steve White for attaining the designation of CIC—Certified Insurance Counselor. By earning and maintaining the CIC designation, Steve has demonstrated professional competence

General liability

60 SECOND ANSWERS | I Have General Liability Coverage For My Business, I’m Covered! Don’t Be So Sure…

I Have General Liability Coverage For My Business, I’m Covered! Don’t Be So Sure…     Many business owners think that a general liability policy is their end all be all savior for claims against their company. What many fail to realize is that for the most part, general liability policies are inherently, well…pretty restrictive.  Mostly, a

You Need To Be Able To Document Your Belongings After a Loss

You Need To Be Able To Document Your Belongings After a Loss

Document, take video, pictures, scan receipts…you’ll be glad you did. One of the biggest surprises people have after a loss in their home or business is having to provide a list of the items that were lost or damaged.  This goes for home or business owners. Most people couldn’t make a list of all those